SCM Secy.Genl BPS visit to Bangluru to attend 20th AGM of KPTPA 20th AGM on 21.06.15

Secy. Genl. at Banglore
Namaskar Bangalore Namaskar Sisters & Brothers
Distinguished Sr comrades  on the dais , brothers & sisters I am deeply grateful to Karnataka Post & Telecommunication Pensioners Association for inviting me to this beautiful garden city to be with you.
Comrades ,We  belongs to the privileged generation which has had the honor of contributing to both India's independence  & consequent Nation building .Forgoing 8.33% matching contribution by Govt. to  P.F. and  accepting  salaries which were intentionally designed at lower level to cater to the pension to be paid after retirement,  the Civil & PSU Pensioners' of today, during their productive years worked hard for the development of the country with the hope that the Nation will take care of them during the evening of their lives.
Even today  whenever, need arises due to natural calamities or otherwise, Pensioners are first to come out with emotional, monetary &  physical support . Stand shoulder to shoulder with the administration and the fellow citizens not only to donate money ,but they go to the extent of donating  their organs & even the  bodies so that others may live to serve this beautiful country.
Despite old age pensioners make endless contributions to  families, communities and the society. They contribute as family care givers, as workers, consumers, volunteers and taxpayers. In fact Pensioners are the ones who have been & are still paying Taxes most honestly.
And what we as pensioners wish to have?   
A peaceful and healthy life with dignity. Dignity as guaranteed by the Constitution &  pronounced by the Apex court  as far back as D S Nakara vs UOI. i.e pension is a deferred wage, pension w/o any cutoff date/or discrimination based on date of retirement  should be sufficient to enable pensioner to live with the standard he/she had been living while in service. And that healthcare be recognized as a Fundamental right of ex employee as pronounced by the apex court on 27.10.1995 in the case   Consumer education and Research Centre  Vs Union of India (AIR 1995 Supreme Court 922) .
 But what we are getting?  Discrimination ,disparities & neglect.
Ladies & gentlemen; every time, months before CPC recommendations. Media creates a hype! "CG Employees/Pensioners will be richer . Pension& salaries expected to go up 4times, country's finances will derailed etc etc.
A wrong perception is created , as if alms are being doled out!
 But what we actually  get as revised pension ?
Existing basic Pension+ DR+ fitment benefit = revised pension = about 40% rise in pension for over 90% of pensioners. The fitment benefit, in fact is part of squeezed DR . DR which govt. pays  during intervening period of two pay commissions is never sufficient  as the very method of calculating ALL INDIA CONSUMER PRICE INDEX FOR INDUSTRIAL WORKERS is fraught with discrepancies. 100% neutralization is an illusion. This was accepted by  the then deputy chairman planning comm. Sardar Montek  Singh Alluwaliah in his statement to PTI on27.2.2008(published in National dailies on 28.2.2008)
We must therefore, counter this media hype & apprise the civil society of the facts.
Comrades, this time well before the constitution of 7th CPC we at BPS realized that there was lack of consensus among Pensioners & their Associations over common minimum aspirations. So we went over the different parts of the country to connect to grass roots , organized conventions, seminars& consulted sister organizations to know what are our  minimum common requirements. We identified common  issues and sought support of JCM staff side, thanks to Com. Shiv Gopal Mishra  we could get it  readily. Each of the identified issue was dotted down with clinching justification and a comprehensive memorandum was submitted to 7th CPC. Chairman CPC was considerate enough to go through our memorandum & to invite BPS for initial discussion on 23.7.2014 & then for final round-table on17.02.2015.
7th CPC as we understand has classified pensioners in two broad categories i.e. Defense Pensioners & Civil Pensioners. For representing civil Pensioners in final round of discussion Pay comm. short listed Bharat  Pensioners Samaj.
We are satisfied that the 7th CPC listened to us patiently & appreciated our view point on several important issues such as ratio between min & max. paid to be brought back to 1:8. upward revision  of pension  to 67/65% of last drawn. Full parity in pension/ carrying forward w/o break the  modified parity formula enunciated by 5th CPC. Common multiplication factor to apply uniformly to all, need for downward revision of age for  additional pension, additional pension to start from the age of 65 yrs removal of  discrimination with those who retire on 31.12 & 30.06,modification of NPS to ensure that min pension shall not be less than 50% of last drawn, DR merger with pension whenever it goes above 50%, 7th CPC recommendations should apply to all w/o cut of date,7th CPC recommendations should apply to  BSNL pensioners since governed by ccs(pension rules) Defence civilian  pensioners should get exservice-men status, uniform application of CGHS without discrimination such as CGH/non CGHS areas/CSMA rules, removal of discrimination against pensioners of postal & other departments. Periodical  revision of CGHS rates to match market conditions, regulatory authority for healthcare facilities. Issuing Smart Cards to all pensioners for hassle free cashless treatment in medical emergencies with all India validity in all empanelled hospitals of CGHS,ECHS,REHS , State govt. as well as in super specialty hospitals which have been allotted land on concesation rates. Upward revision of FMA. Improvement in grievance redressal mechanism etc.
However, they were not agreeable to consider 50% DR merger & interim relief.
Friends, 7th CPC has almost  finished recording evidence & we have done our duty well by representing  our issues in a forceful manner.
But Government of India’s Policy is explicit as seen from the Budget documents. This Government is anti employee and Pro-employer.  Freight charges on Coal, Petroleum product etc. have been increased health care budget is slashed, service tax enhanced &Swatch Bharat cess introduced, Petrol/Diesel prices set to increase, prices of essential commodities  increasing due to crops damage on account of unseasonal rains & hail storms.   The Interest rates are  coming down. We  Pensioners’ will pay excess price on essential commodities, receive less interest on savings, will pay more taxes and will not get any tax relief, interim relief or DR merger . 
On the other hand. Wealth Tax abolished. Income tax rates for corporate assesses reduced from 30% to 25% .  Already Estate duty & Gift Tax stand abolished benefiting the rich.  But no provision has been made for VII Central Pay Commission recommendations, though the Government of India  has promised implementation from 1.1.2016.
The Fourteenth Finance Commission projected an increase in Pension Payment  by 30% in 2016-17 & annual increase rate of 8% thereafter. Thus we may not be getting desired relief through 7th CPC. Middle class should take care of itself says the Finance minister. We should be able to understand the writing on the wall- "bad days ahead".
India considered to be a bright spot in Global economy but is pushing its Pensioners to poverty through  anti middle class attitude .
GOI has spent  100s of crores on Administrative reforms, e governance  and is now striving for digital India. But in reality our grievances on CPENGRAMS are being closed without resolving. Concerned officers do not read our e.mail. Ministers & even Secretaries have no time to listen to our representations. It take weeks & weeks to get few minutes appointment.

What is the way out?
Why Pensioners who with their spouses  account for over 33 million Voters & who are part of larger community of over 120 million Sr citizens should feel  harassed & helpless? With their vast knowledge & experience they are a large section of intelligent voters among 120 million Sr citizens voters & can very well be the opinion formers.
 Comrades , now is the time to  consolidate ourselves into elderly vote bank to ensure that no injustice is  done to us.
BPS suggests 3 C  formula i.e. Communicate, Co-ordinate & Consolidate”
1. Communicate: World has changed & is constantly changing we too need to change ourselves. Even developed countries have realized that moving alone is not  possible anymore  and have started communicating with other countries. Same is true for pensioners organizations instead of wasting time & energy in raising new or reviving dormant organizations we need to form strong conglomerate of existing live  Federations and Associations. As main aspirations i.e. Financial, Social security & healthcare  are common, this is possible. To achieve it  communication is the basic tool . So communicate amongst yourself , with your members, affiliates, associates, MOU partners, with Civil Society , National / local leaders ,with Media and with the employees retiring in next six months. Spread awareness about,  what pensioners did for the country are still doing for the civil Society. Apprise Civil Society about their service conditions,  entitlements as per Constitution, Supreme court pronouncements . Empower Pensioners & Pensioners to be with information, knowledge & network to interconnect. Make full use of Social Media & modern digital technology to interact among yourself & with the civil society to enable  them  to understand pensioners/family pensioner’s  issues & the deficient areas.

2. Co ordinate: Coordinate not only to seek govt. support in deficient areas but  to develop systems which may enable all of us to act as one family with mutual confidence, support and growing interdependence. To explain it further I narrate  a real life small story " one day at about 9.30 in the night I received a call from a family pensioner from Dimapur in Nagaland .The  lady pleaded for help, she was having health problem with no body to look after her, I took her details & rang up Com. kanji lal acting Genl. Secy.NFRPA at Guwahati in Assam, giving the details & assistance required, comrades at Dimapur were informed accordingly, help reached, lady in medical  distress was shifted to hospital was referred to Lumding Rly Hospital from where she was referred to Prambur Rly hospital Chennai in TN. I passed on the details to Com. D. Balasubramanium  Secy.  Genl. AIFPA at Chennai who attended on the patient , contacted doctors & pursued treatment.  Though due to legal hurdles we were not obliged with 100% success but the lady today is alive, wkg for family pensioners &realises  that she is not alone, she  has a  large family of Pensioners Brothers and sisters. Comrades, if we have to survive with dignity then such should be our system of  mutual  confidence, interdependence & coordination that non of us feel lonely &helpless.

 Share information, technology and resources with Affiliates/Associates MOU partners/sister organizations &members .Coordinate and provide support to members, affiliates and associate associations. Coordinate & stand shoulder to shoulder with the administration & fellow citizens during National emergencies , natural calamities. Launch and participate in  welfare activities such as organ donation for the good of civil society.

3.Consolidate:  Inspire more & more pensioners/Associations/Federations  to come together. Strive to bring all C.G; State, PSU, EPS95 pensioners/family pensioners together.  Inspire sister organizations sign MOUs to jointly & severally struggle  for  resolving common issues. BPS AIFPA &NFRP Palghat have been successfully wkg with such an agreement I  invite other       likeminded  pensioners organizations to join. BPS today has over 14 lac audience on Social media platform, let us utilize the facility for pensioners' cause. We throw it open to all like minded organizations. Add more & more , friends , viewers & followers  on  Social media pages . Share pensioner's related posts as much as possible.
Due to age & ailments,  traditional agitational   methods like Dharnas, Demonstrations  etc are losing sheen for pensioners . Let us blend old & new techniques, strengthen presence  on social media to highlight pensioners issues & deficient areas  . Streamline & inter- link available resources like publications, websites, Blogs, Groups, Face book, Twitter, You Tube etc. BPS has launched a pilot project 'PENSIONERS OWN MEDIA' under which publications of like minded  Pensioners organizations who willingly provide us their publications in pdf format are being uploaded on BPS website, Blog, Face book, Twitter & BPS 1955 yahoo group.

 Let us make best use of modern technology /opportunities combined with traditional methods to consolidate ‘Elderly Vote Power’, the ultimate weapon & panacea for all our ills.

Comrades, we are not a helpless or a useless lot. Neither we are a liability to the society or a burden on  the exchequer. We are an asset for the civil society & the Govt.

We can still turn the TIDES. With  'elderly vote power' we have the ability to change Govt. Even in our death we have the capacity to give life to 5 persons (by organ donation )
We may not live to see the end results but it is our responsibility to give correct direction & a road map to pensioners of tomorrow.
Brothers & Sisters I request  you to consider the suggestion for adoption.

Jai hind
Er,.S.C. Maheshwari
Secy. Genl. Bharat Pensioners Samaj


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